Comments on: 7 Don’ts to Improve Your Credit Score http://www.filamwords.com/7-donts-to-improve-your-credit-score/ Personal Finance, Bargains/Deals and My Misc Ramblings Sat, 22 Nov 2008 00:07:56 +0000 http://wordpress.org/?v=2.0.5 by: Debt Settlement http://www.filamwords.com/7-donts-to-improve-your-credit-score/#comment-4582 Wed, 30 Apr 2008 19:30:05 +0000 http://www.filamwords.com/7-donts-to-improve-your-credit-score/#comment-4582 Lenders ideally like to see a potential borrower responsibly managing a mix of revolving debt. Lenders ideally like to see a potential borrower responsibly managing a mix of revolving debt.

]]> by: Robert Green http://www.filamwords.com/7-donts-to-improve-your-credit-score/#comment-1643 Fri, 14 Dec 2007 00:59:58 +0000 http://www.filamwords.com/7-donts-to-improve-your-credit-score/#comment-1643 This is some great information! Thanks for the advice, I'll add this to my toolbox when dealing with my credit issues too. Warmest Regards, Robert Green http://ourcreditscore.blogspot.com/ This is some great information! Thanks for the advice, I’ll add this to my toolbox when dealing with my credit issues too.

Warmest Regards,

Robert Green
http://ourcreditscore.blogspot.com/

]]> by: Denver Mortgage Broker http://www.filamwords.com/7-donts-to-improve-your-credit-score/#comment-1557 Thu, 06 Dec 2007 17:22:10 +0000 http://www.filamwords.com/7-donts-to-improve-your-credit-score/#comment-1557 Don't transfer all of your balances to one credit card. That will make you look "maxed out" to the credit scoring system. Try to keep your total credit card balances below 30% of limits and below 50% for any individual card. Don’t transfer all of your balances to one credit card. That will make you look “maxed out” to the credit scoring system. Try to keep your total credit card balances below 30% of limits and below 50% for any individual card.

]]> by:   My Three Major Debts by FILAM Personal Finance http://www.filamwords.com/7-donts-to-improve-your-credit-score/#comment-158 Tue, 03 Jul 2007 00:34:11 +0000 http://www.filamwords.com/7-donts-to-improve-your-credit-score/#comment-158 [...] My current credit card debt stands at $5,050 and this is due to the travel expenses that we incurred during our first three years of marriage and some medical expenses not covered by insurance. We always travel during our anniversary as friends had advised us to do so while we don’t have children yet. Regarding my other four accounts, I only used them once a month to keep them active and pay off the balances immediately. The reason for keeping these credit cards open is to keep my “total unsecured debt” to “total credit line” ratio under the 30% recommended threshold. This way I maintain a good FICO score. See my post 7 Don’ts To Improve Your Credit Score to understand the effect of the ratio in your FICO score. [...] […] My current credit card debt stands at $5,050 and this is due to the travel expenses that we incurred during our first three years of marriage and some medical expenses not covered by insurance. We always travel during our anniversary as friends had advised us to do so while we don’t have children yet. Regarding my other four accounts, I only used them once a month to keep them active and pay off the balances immediately. The reason for keeping these credit cards open is to keep my “total unsecured debt” to “total credit line” ratio under the 30% recommended threshold. This way I maintain a good FICO score. See my post 7 Don’ts To Improve Your Credit Score to understand the effect of the ratio in your FICO score. […]

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