FILAM FINANCE

Talk about investing on antiques and memorabilias, a medical id bracelets of James Brown was sold for $32,000. The buyers of these kinds of investments normally are the rich collector people who can afford to let their money sit on these memorabilias. I know I would not spend money on this unless I know for sure that […]

Buying a franchise has been one of the forms of business that Americans consider when starting their dream of owning a business. It comes with various advantages and disadvantages.
Is a food franchise in your business plans?
Pizza. Burgers and fries. Tacos. Specialty coffees. Sandwiches. It seems that no matter how many of these fast food and […]

According to the Los Angeles Times, the nation’s unemployment rate has gotten worse in May, jumping to 5.5% from 5% in April– the largest one-month increase in more than twenty years and a further sign that the ailing economy is not yet on the mend.
“Altogether, the economy lost 49,000 jobs in May and 324,000 jobs since […]

It seems that the MBA or Master of Business Administration has been one of the most sought degree or professional designation. People want to have an MBA to move up into management within their own company or into a different one. Others would want to go into investment banking, finance, marketing, consulting, etc.
However, if you […]

I am not sure what is going on with the economy as after the stock bubble and the real estate bubble, are we seeing commodities bubble? It seems that gas prices is not the only one going up, the prices of commodities such as rice, flour and capresso coffees are also going up.
I recently went to […]

Gas prices keep going up more often. Yesterday, the April futures prices of crude oil hit $107.90 a barrel. It is getting tougher now living in United States with the housing prices still at inflationary prices and the gasoline keeps going up. The other commodities such as coffee have gone up in prices as well.
The […]

The “Super Tuesday” is just around the corner to decide who will represent each parties. With John Edwards dropping from the Democrats race, it should be noted that this is the first time in United States history that a Democrat candidate will not be a male white person. A good question was asked during the […]

It is tax time and most of us are already in the process of filing our taxes to get that refund. But the refunds won’t arrive in at least two weeks unless you opt for the refund anticipation loans, where you can receive a money in just two days using your refund as the collateral.
However, […]

The United States economy must be really going on a recession as the Federal reserve cut the prime lending rates again by 0.5%. The prime lending rate is now standing at 3%. It seems just last week that Chairman Bernanke reduced the rate by 3/4 of a percent for fear of the nation’s recession due […]

I’m sure that most of you have heard about the Federal Reserve cutting the prime rate by 3/4 of 1 percent. This means that the prime rate is down to 3.5%.
What is the prime rate anyways? It is actually the rates that the banks are being charged if they want to borrow money from another […]