FILAM FINANCE

We recently went to Costco and we bought a lot of old DVD’s at Costco. I mean they are not that old and some of those have just been released a year ago. Anyways, the DVD’s come in package of two’s for just $10.99. I mean, you can buy the same DVD’s at Blockbuster and […]

Christmas is coming and it has been customary for most of us to put up Christmas decorations right after Thanksgiving day. For a few communities here in southern California, it has been a customary to put up a lot of Christmas lights around the house, thus, creating a festival theme in the community. We visited the […]

Winter is closely approaching and this means more energy cost in terms of heating energy. Well, natural gas are normally cheaper than electric when it comes to consuming heat. It will cost you more if you have a stove or gas heater that are electric powered.
Anyways, below are some of the energy saving tips that […]

Well, it is a countdown to the annual Thanksgiving sale. As you know, we are only five to six weeks away from Black Friday - the day after Thanksgiving where a lot of retail companies will post huge sale items. We are talking about sale items that are going for as much as fifty to […]

When we moved to our own apartment, we did not have any big furnitures or appliances. All we have are just necessities such as refrigerator, television with a tv mount, dvd player, vcr player, telephones, microwave, coffee table, corner tables, etc.
Of course, one way to save money, especially when you are just starting out, is by accepting […]

Here in southern California, energy and water crisis are a big concern. Thus, you can see a lot of ads on TV, billboards, and website promoting saving awareness. Each residents needs to do their part to protect our reserves. Otherwise, the government and energy companies would take action and resolve to rolling blackouts and rationing […]

Christmas is just less than three months away and it’s that time of the year again that I have to start making my Christmas list. During the past couple of holidays, my wife and I already bought items that were on sale. This really helped us save money and we don’t have to go through […]

On my previous post, I’ve illustrated the 6 tips presented by the Motley Fool UK on the top ways that you can save on the Christmas Holiday. Of course, one of the biggest expense for most of us is the presents that we’re giving our friends and families. My wife has already done a few […]

Christmas is just three months away and all of us will be srambling again on spending for gifts and party preparation. Here are the seven steps presented by Yahoo!UK Finance Motley Fool UK to ensure that you don’t face a financial crisis during the upcoming holiday:

Plan and budget early
Economise whenever possible
Shop for the cheapest food and […]

You know what’s really funny? You live right at the beach and yet you’re city is having a water crisis! The City of Long Beach in California is facing a water crisis and is encouraging its residents to conserve water. Residents are instructed to minimize the use of the sprinkler, spend less time in the shower, ensure […]