FILAM FINANCE

You don’t have to look further if you wanted to save energy. Your best source of energy saving tips is just ”an invoice away:” your friendly utility companies. I know that these companies are for profit but they also wanted you to conserve energy to save the environment. Not only that they have a lot of […]

Although the price of the gasoline has been the lowest we’ve seen the last couple of months, it is still high compared with what we’ve experienced just a few years ago. That’s why some of us can still use the following tips. Not only that you are saving money but you are also helping the […]

My mom recently bought a brand new refrigerator to replace a ten year old one. The old fridge is still running pretty good so she intend to keep it and put it in the garage. However, the problem with doing this is that the old fridge is not energy efficient and it would cost her more […]

Check this post - How to Get A $25 Cash Card For Free from CostCo and American Express 
I mentioned on my previous post Living a Frugal Life that most of our groceries, a few appliances, or some electronic items are bought at Costco. We hardly go to other local grocery stores unless the item that […]

Effective May 14, 2007, the United States Postal Service (USPS) recently increased the rates to mail a first class letter by two cents to $0.41. Any first class letters mailed after this date with insufficient postages will be returned to the sender for additional two cents. The USPS also added a new type of stamp called “Forever Stamp.”

These […]

As you know, we are renting a car to use for our trip to Lake Tahoe. One of the things that the sales associate would push is there comprehensive insurance that would probably cost at least $12 per day. It covers only the losses and damages to the vehicle that you’re renting and medical expenses […]