FILAM FINANCE

Last night, as I was checking our mail, I noticed that I have a mail from American Express. Well, it’s a $25 cash card courtesy of American Express and Costco. This is what I got for signing up for the American Express True Earnings reward. It’s not a lot but I can always use an […]

My wife and I love shopping at Costco. Currently, we have an Executive Membership that allows us to get a 2% rebate on all our purchase. Although the membership cost us $100 annually, the rebates and other savings that we get pretty much pays for the membership.

At one point in time, we received a $135 […]

The article Credit Repair Could Leave You in A Fix from Los Angeles Times discussed the different issues regarding the use of credit repair companies to correct negative information in your credit reports. According to the Federal Trade Commission and other agencies, companies that claim to repair bad credit usually are conducting this outside the law and rarely get tangible outcomes. It should be […]

This is really good news for the people who like to use their ”plastic cards” to get rewards. There are quite a few people who don’t keep balances in their credit card and only use the card to take advantage of the points or rebates. These people would normally pay the balance off before the monthly interest […]

As you know, we are renting a car to use for our trip to Lake Tahoe. One of the things that the sales associate would push is there comprehensive insurance that would probably cost at least $12 per day. It covers only the losses and damages to the vehicle that you’re renting and medical expenses […]