FILAM FINANCE

Shoppers, how much do you know yourself? Are you a good tennis player? How about golf? Are you confident that you can prepare your own taxes? How do you assess your technology or computer skills? I never thought about this area of my shopping habits until I stumbled upon this article by Gregory Kapp of Morning […]

On July 1, 2007, marked the first anniversary of us living in our current apartment. This would be the first time in three years that we have not moved to a different place. We tried to find ways to cut down our expenses that’s why we always look for opportunities to save as much as […]

I am writing this post to give you a quick synopsis of my future F-inancial IL-literacy A-nd M-istakes articles. The first topic, I used to be in the low income household, has already been posted and this one talks about my humble beginnings. The article discussed our family’s migrating to America with little or no money to begin with and being […]

As part of my weekly FILAM articles, I will also be keeping track of the three major debts in my finances: credit card debts, loan on vacant land, and student loan.
Credit Cards
After paying off at least $20,000 of credit card debts in 2002, I have stopped using those plastics for a couple of years. However, I […]

This is the first article in the series of my weekly FILAM (F-inancial IL-literacy A-nd M-istakes) articles. I hope that this article will help my readers understand how I got into a financial mess. Each article will be followed by a post within the same week discussing some lessons, resolutions or just plain related financial […]

I am in the middle of writing a series of articles that pertains to retirement and Roth IRA. Recently, I am modifying the theme of my blog to share with my readers about all the financial mess during the early stages of my life. I will be starting my FILAM (my past financial illiteracy and […]