FILAM FINANCE

When you are just starting a family and you move to a new apartment, the best way to save money is to take advantage of all the donations from your friends and families. For example, one of my friend has gotten a leather home theater seating, dinner tables, and mattresses from his brother and this […]

I was watching the sitcom “Friends” and laugh about the episodes where Ross and Chandler went on a vacation trip in Vermont. Well, it was supposed to be Chandler and Monica going but because of work, Monica could not go and Ross ended up going with Chandler. Well, to make the story short, Ross was […]

Last night, as I was checking our mail, I noticed that I have a mail from American Express. Well, it’s a $25 cash card courtesy of American Express and Costco. This is what I got for signing up for the American Express True Earnings reward. It’s not a lot but I can always use an […]

Well, almost everything else can be bought online like cars, electonics, computers, clothing and apparel. There are various companies that offer discounts online for electronics and various online clothing store that offer discounts and rebates for top clothing, shoes, or other apparels. Frugal people can always window shop on a traditional retail store and then purchase […]

When you are in a major city like Los Angeles, and you like all the major sports, how do you budget your entertainment expenses? As much as I want to watch my favorite sports team live, I just couldn’t go to any of them without putting a big dent in my budget. I love watching […]

Christmas is just three months away and all of us will be srambling again on spending for gifts and party preparation. Here are the seven steps presented by Yahoo!UK Finance Motley Fool UK to ensure that you don’t face a financial crisis during the upcoming holiday:

Plan and budget early
Economise whenever possible
Shop for the cheapest food and […]

You know what’s really funny? You live right at the beach and yet you’re city is having a water crisis! The City of Long Beach in California is facing a water crisis and is encouraging its residents to conserve water. Residents are instructed to minimize the use of the sprinkler, spend less time in the shower, ensure […]

School is back and for college students, this means homeworks, projects, term papers, and exams. On the financial side, tuition fees have gone up every year thus putting a major dent in a lot of family’s finances. Knowing how to be frugal can really help alleviate some of the cost of school and also not getting […]

My mom recently bought a brand new refrigerator to replace a ten year old one. The old fridge is still running pretty good so she intend to keep it and put it in the garage. However, the problem with doing this is that the old fridge is not energy efficient and it would cost her more […]

Welcome to the 89th edition of the Festival of Frugality. Yes, we are already at the 89th mark and will pretty soon reach the century mark in just a few short weeks! There are 43 article submissions that made it this week. If you are not familiar with the festival, it is a weekly compilation of […]