FILAM FINANCE

When my wife started going back to school, one of our concern is that she will not be able to prepare meals anymore. But she was still able to manage to do so. Both of us “brown bag” our food when I go to work and when she goes to school. Just recently, my  wife […]

My sister is pregnant and she will be due in a few months. This will be her fourth child. She currently has two boys and one girl and the doctor said that this baby will be a girl. As much as my sister wants to purchase new baby clothes , it is really not wise […]

Being frugal means trying to save money as much as you can. This means not only on the household items such as food, detergents,medicines but also on auto supplies such as starters, alternators, power steering rack, etc.
If your car is brand new, it is always recommended to purchase original parts for your car to function […]

With the high cost of gas nowadays, it seems that a lot of commodities are also affected. The best way cut monthly expenses is to limit eating out in restaurants. My wife and I are only eating out if there are special occasions. So for the most part, my wife cooks at home with her […]

Part of being frugal has been cutting down on entertainment expense. That means waiting for the movies to go on DVD and either renting it or buying it.  We have bought a few good DVD’s at Costco and the DVD’s are a package of 2 for just $10.99. The most recent movies that we bought […]

Whenever you are just starting a family, expenses will be at a sky high. Most of us live with our parents before we get married. And then we would part ways with them so that you can get your own place and start a family. The toughest part is now you will be responsible for […]

This week was a real milestone for me as I walked to and from work for five days. On top of that, I did some extra walking with my wife on Sunday, Monday, and yesterday. Well, during those three extra walks, my wife and I were actually looking at the house that we like. It […]

With the high cost of gas these days, I’ve been increasing my walk to work. The price of gas has hit the $4.00 per gallon threshold in some areas. The Chevron station right at the corner of our street is at $3.59 for the regular unleaded and $3.89 for the premium unleaded.
I only live two blocks […]

Sometimes if you are trying to cut down expenses, you always have to look at different ways. For us, we can save extra money on haircut. I know it’s not a lot because haircut for me just cost around $15-$20 per month (including the tip). However, that’s $15 that can go toward something else and […]

My wife and I have a lot of things in common and one of them is how we can enjoy a date without spending a lot. Tonight, we decided to go to the Pike in Long Beach. All we did was walk down the beach for a couple of hours and went through the different […]