FILAM FINANCE

The aftermath of the wildfire blaze here in southern California is unimaginable if you do not have home insurance. But most people do. FEMA will actually step in and help out  with the finances of those who are uninsured or underinsured. The homeowner will have to exhaust all of his/her insurance coverage before FEMA aid […]

It’s all over the news, “Subprime borrowers face losing their homes.” Fingerpointing started to arise as some people are saying that the lenders have taken advantage of the innocent consumers into signing bad loans. However, the lending industry is countering that the consumers should have known how much they can afford. The industry argued that that […]

This is the second series of the Government Assistance, which are articles in response to my post “I was once in the low income household demographics.”
The prices of the home have skyrocketed in the past years caused by the most recent housing bubble. We are so consumed on the fact that a lot of people […]

This is the first of the series of Government Assistance articles. From my previous post, I was once in the low income demographics, I mentioned that there are still a lot of people that are not aware of the valuable financial help from the government. Will this post reach them? I’m not sure. They probably […]