FILAM FINANCE

When buying auto insurance, which one is better, online or brick and mortar?  Because of the world wide web, buying auto insurance or getting quote has never been better. You can shop around on your insurance needs by looking at a website that offers online auto insurance.
The only disadvantage of buying insurance online is that […]

With the high cost of expenses nowadays, most people are searching for ways to cut back on expenses. The increase in gas prices is also affecting the prices of other products. Come to think of it, if gas prices are going up, so are the products that are being transported from one place to another. […]

One of my nephew was born physically challenge and he has been utilizing a wheelchair ever since. Fortunately, he has been receiving financial and medical help from Medi-Cal, a state sponsored healthcare in California. It is really tough for my sister because they really have to adjust their lifestyle for the kid.
The State is covering his […]

As you know, life insurance are use to protect the love ones from a financial devatation when the breadwinner dies. Most financial experts recommend a coverage of around ten times your annual salary. So if you are making $100,000 per year, you should try to get a coverage of around $1,000,000.
In essence, there are only […]

Consumer buys insurance to protect themselves from financial devastation in case of an unexpected or unforeseen loss. Be it life, title, property, home, mortgage, health, car, renter’s insurance, etc.
Since most families do not have enough savings, they do rely on the insurance. For example, people buy car insurance so that in case of an accident, […]

Last month, I have completed my health benefits and have upgraded my life insurance policy. It is a group term insurance from work so I enjoyed substantial savings on the monthly premium. Also, it covers up to $20,000 for my wife. Normally, dependent coverage are low because it acts just like a burial policy.
So if […]

There are a lot of insurances out there that are catered to various needs. A mortgage life insurance is one of them. As you can see, it is a form of life insurance such that when the breadwinner dies, the insurance will pay off the mortgage. This can be a good supplement to your regular life […]

Here in California, a natural calamity that most Californians are afraid of is the earthquake. However, as you may have heard, brush fires are also a big threat. Up to now, the fire is still going on on various parts of Southern California. The counties that are getting hit are San Diego, Orange, and Ventura. […]

As you may ask, what is life insurance for? Life insurance provides financial security for the stated beneficiary when the insured person dies. Well, for most families, the breadwinner would purchase a policy for him/her self with the spouse and the children as the beneficiary. The insurance should replace the current and future income of the […]

As you know, we are renting a car to use for our trip to Lake Tahoe. One of the things that the sales associate would push is there comprehensive insurance that would probably cost at least $12 per day. It covers only the losses and damages to the vehicle that you’re renting and medical expenses […]