FILAM FINANCE

You’ve always followed the rules of the road and have driven safely. You have no accidents and no moving violation tickets. You’ve just renewed your car insurance and found out that you’re premium just went up!! “Gotcha,” says your insurance company.
If your credit report is blemished, you might not be eligible for the lowest insurance premiums, despite […]

As you know, life insurance are use to protect the love ones from a financial devatation when the breadwinner dies. Most financial experts recommend a coverage of around ten times your annual salary. So if you are making $100,000 per year, you should try to get a coverage of around $1,000,000.
In essence, there are only […]

Consumer buys insurance to protect themselves from financial devastation in case of an unexpected or unforeseen loss. Be it life, title, property, home, mortgage, health, car, renter’s insurance, etc.
Since most families do not have enough savings, they do rely on the insurance. For example, people buy car insurance so that in case of an accident, […]

Last month, I have completed my health benefits and have upgraded my life insurance policy. It is a group term insurance from work so I enjoyed substantial savings on the monthly premium. Also, it covers up to $20,000 for my wife. Normally, dependent coverage are low because it acts just like a burial policy.
So if […]

There are a lot of insurances out there that are catered to various needs. A mortgage life insurance is one of them. As you can see, it is a form of life insurance such that when the breadwinner dies, the insurance will pay off the mortgage. This can be a good supplement to your regular life […]

Here in California, a natural calamity that most Californians are afraid of is the earthquake. However, as you may have heard, brush fires are also a big threat. Up to now, the fire is still going on on various parts of Southern California. The counties that are getting hit are San Diego, Orange, and Ventura. […]

As you may ask, what is life insurance for? Life insurance provides financial security for the stated beneficiary when the insured person dies. Well, for most families, the breadwinner would purchase a policy for him/her self with the spouse and the children as the beneficiary. The insurance should replace the current and future income of the […]

As you know, we are renting a car to use for our trip to Lake Tahoe. One of the things that the sales associate would push is there comprehensive insurance that would probably cost at least $12 per day. It covers only the losses and damages to the vehicle that you’re renting and medical expenses […]