FILAM FINANCE

With the United States dollar still in a downhill, you might be wondering what would be a good investment alternative as a hedge on the decline.
Foreign Real Estate. For the past few years, we have seen real estate prices rise and fall here in the United States. Although, real estate is a very good investment because […]

Understanding the power of compound interest shows the benefits of starting your investments and savings plan, preferably your retirement, early. Compound interest means that the interest of your investments will earn interest as well, thus, allowing you to build a bigger nest egg.
There are three key things that affects your retirement fund:

Time
Rate of Return
Contribution/Savings

Of all the three, time is the one […]

Effective May 14, 2007, the United States Postal Service (USPS) recently increased the rates to mail a first class letter by two cents to $0.41. Any first class letters mailed after this date with insufficient postages will be returned to the sender for additional two cents. The USPS also added a new type of stamp called “Forever Stamp.”

These […]

Most recently, I wrote an article regarding one of our short term goals for this year. With all the other expenses and savings that we have to consider, sometimes saving up for an emergency fund is pretty tough. But with a budgeted monthly expense, I know contributing money towards our emergency fund would be possible even if it […]