FILAM FINANCE

Whenever I think of foreclosure, Casey Serin always comes into mind. His blog, I Am Facing Foreclosure, which he shut down a few weeks ago, is now back online. The reason, he has to honor the contract with a publishing company of his book, “The Foreclosure Code,” that states he has to have his blog […]

This is really good news for the people who like to use their ”plastic cards” to get rewards. There are quite a few people who don’t keep balances in their credit card and only use the card to take advantage of the points or rebates. These people would normally pay the balance off before the monthly interest […]

On my previous post “Why buying a home is better than renting,” I mentioned that one of the advantages of owning a home is that homes build equity. Equity is the difference between the current value of the house and the amount owed. Overtime, houses appreciate in values while your home mortgage decreases as you […]

There is always this argument of which one is better: owning or renting a house. Both have different pros and cons depending on your situation. Most people rent a house because they cannot afford to purchase one. There are some who rent because they don’t want to deal with the headaches of the cost of […]