My wife and I were involved in a car accident last year. We were rearended while we were stopped by a youngster who was so busy talking to her friends. This was a Friday night. The trouble with these insurance companies was that they seem to prolong the claims for a few months before they pay you for the settlements. We did not have a Baltimore car accident attorney and that could be a reason why the final settlement was taking so slow. However, the insurance company already paid for the damages to our car.