Personal Finance, Bargains/Deals and My Misc Ramblings
Welcome to the 89th edition of the Festival of Frugality. Yes, we are already at the 89th mark and will pretty soon reach the century mark in just a few short weeks! There are 43 article submissions that made it this week. If you are not familiar with the festival, it is a weekly compilation of the most recent articles published around the blogosphere. The topics encompasses the concept of frugalism but also covers other topics such as personal finance and consumer resources. You can always go to the Festival of Frugality homepage to check the previous editions.

The Editor’s Choice
Millionaire Mommy presents How to Treat Affluenza: Spend Less, Save Our Earth and Live a Happier Life posted at Millinonaire Mommy Next Door. “Affluenza is defined as: The bloated, sluggish and unfulfilled feeling that results from efforts to keep up with the Jones’s; An epidemic of stress, overwork, waste and indebtedness caused by the pursuit of the American Dream; or An unsustainable addiction to economic growth.”
Golbguru presents Is this frugal or just not quite right? posted at Money, Matter, and More Musings. “Frugality is making the most of your resources. How can people be called frugal if they are reducing their own expenses by grabbing someone else’s resources? Is it frugal to take more than your fair share - even if it is free?”
Silicon Valley Blogger presents Who are the cheapest people you know? posted at The Digerati Life. Some people think that they are frugal but in actuality they are really cheap!! What do you do if you run across someone who’s really cheap that it makes you shake your head?
Zen and the Art of Personal Finance in 4 steps at Teaspoon Finance. Teaspoon explores applying some of the principles of Zen to personal finance.
Frugal And Helping The Environment
“In the long term, the economy and the environment are the same thing. If it’s unenvironmental it is uneconomical. That is the rule of nature.– Mollie Beattie,” an interesting quote taken from Queercents post.

Queercents presents Buy local foods and reduce carbon footprint. Spending just $10 a week on local choices make a big impact when it comes to buying food and the environment.
GP presents Save Your Energy And Your Wallet posted at INNside Innkeeping in Montana. GP provides seven green tips that are easy to incorporate into your daily routine, fun to share, and great for the environment.
Stephanie presents Going green and frugal posted at Unclaimed Money. “Reduce. Reuse. Recycle. Make do with the things you have, and conserve your resources. Be fashionable and call it being green. Be practical and call it being frugal. They really go hand in hand. Just do it and help your budget and the earth.”
Everything Finance presents High Energy Bills? Try out this simple ideas. Tushar provides a lot of good tips on how to save electric and gas bills on most of your everyday appliances.
The CFO presents Money saving tip: Bust open a 12-volt battery posted at Chief Family Officer.
Kimberly presents You can make anything with plastic bags posted at My Education Junction.
Frugal Duchess presents Converting Sneakers into Plant Holders & Other Recycling Tips posted at The Frugal Duchess
Frugal Health And Beauty Aids
Some of the entries from this category can also be classified under the “Frugal And The Environment” category.
Carrie presents Cheap Beauty Green Beauty posted at Natural Mom’s Talk Radio.
Stephanie presents Reusable feminine products posted at Stop the ride.
Meredith presents Bikini waxing - when DIY isn’t worth the savings posted at Savings Advice Blog. When trying to save on personal care, there are some areas where DIY doesn’t work out as planned.
David presents An $8.00 Bottle Of Soap That Cleans Your Entire House…Including You. posted at My Two Dollars.
Lise presents The Economics and Psychology of A Spending Trigger posted at XORsted.
Frugal Travel
Sarah presents How to make road trip neck pillows posted at Frugal Underground. Have you seen those comfortable-looking neck pillows that are made for travel? Those can be a bit expensive for a pillow. Here is a way that you can provide some comfort without spending the extra money on the luxury.
Things to use in a pinch when travelling posted at Fabulously Broke in the City.
Best airfares now delivered directly to your desktop posted at Fire Finance. American Airlines announces the birth of their FREE desktop tool for finding the best deals - the AA Deal Finder. With this tool finding and booking your travel at AA.com just became a whole lot easier.
Frugal Shopping
Save $$ - Grocery Shopping Tactics posted at What Works for Us.
Is my love for free samples an indication of frugality? posted at I’ve Paid for This Twice Already.
Kyle presents Back-to-school Shopping Tips posted at Rather Be Shopping. School is just around the corner and to all the back-to school procrastinators out there, here are the three big shopping tips that you can use.
MoneyNing presents 8 Not So Usual But Practical Pointers About Saving Money Going Back to School posted at Personal Finance Blog by Money Ning. Again, to all back-to-school procrastinators, here’s eight more tips that you can use!!
Mike presents Cheap clothes aren’t always a value? posted at Clever Dude. How do your cheap clothes hold up against more expensive counterparts?
Super Saver presents Run flat tires - overpriced insurance posted at My Wealth Builder.
Jonathan presents MagicJack VoIP Review: Equipment + 1 Year of Phone Service For Only $40? posted at My Money Blog. This Magicjack review is about a frugal way of getting home phone service over the internet. You can save as much as $40 for an entire year!
Hustler presents SERO from Sprint with Mogul | Hustler $$$ Blog posted at Hustler $$$ Blog.
Frugal And Raising Babies
Carissa presents Your bottom dollar: diapers posted at SAHMmy says. Carissa conducted a survey of various diaper brands in terms of both quality and quantity. Guess which one is the winner?
Mom and Dad presents Don’t break your budget buying baby stuff posted at Raising4boys.com.
The Financial Blogger presents Frugal with babies Part I: People around you. “Having children is a blessing for many reasons. Unfortunately, it has also a big impact on your finance. Being a father twice now, I have to overcome two issues: the raise of expenses and the drop in my wife’s income. Being more frugal seems to be one of the best solutions to compensate for these two financial issues.”
Trent of the The Simple Dollar presents Having a second child? Seven frugal tips for getting ready.
Frugal Food And Nutrition
Kris presents Cheap Healthy Beef Part I: Recipes and Methodology posted at Cheap Healthy Good.
Boomie presents Ode to a Creme Puff posted at The Wastrel Show.
Deputy head mistress presents Egg Substitutes posted at The Common Room. Instead of running to the store, spending time and gas money, when you realize you’re out of eggs in the middle of baking, try one of these substitutes instead.
Free Money Finance presents Is bottled water worth it? FMF provides some interesting insights about bottled water and tap water. Do you think that there is really a big difference in quality and safety between bottled and tap water? Share us your thoughts.
Frugal Personal Finance
Joanna presents The Indispensible Budget posted at Keeping Feet. A budget is indispensable, for peace of mind, financial security, and, most importantly, to give you a conscious choice on where your money is being saved and spent.
Christian Personal Finance presents Don’t give to the poor? Is giving to beggars helping them or hurting them? What do you think?
Grace present Thrift or Theft posted at GRACEful Retirement. The line between thrift and theft is thin and easily crossed
Chris presents Working Hard Does Not Produce Success posted at Productivity Planner. Working hard or working smart, which one are you?
Frugal Banks And Credit Cards

Laura presents Frugal Friday:Save over $100 in ATM fees posted at Opinion Mom.
College And Finance presents Seven important things to consider when applying for a credit card. Aaron explains how establishing good credit is important for your financial future, and can save you a lot of money in the long run.
Money and Such presents Why we are holding you hostage. American Express (and some other credit card companies) are using very aggressive and annoying marketing tactics. Here is what you can expect next time you need to activate your credit card.
Hustlerama presents Best Cash Back Credit Cards posted at Hustlerama.
Well, lots of interesting articles to read and I hope you’ve enjoyed this week’s festival. Thank you for your continued support of the festival. That’s it for now and tune in next week’s edition of the Festival of Frugality at Bean Sprouts.
Photo Credit: Charming Milo, ShutterBlog , Mikhaela, SoCal Metro, Seselja Maria, Tariq’s, AOL, Education Center Online, Mike nl, Onaku
Stephanie
August 28th, 2007 at 4:04 am
Great carnival. Thanks for hosting.
WhatWorksForMom
August 28th, 2007 at 5:35 am
Thanks for hosting. The organization and graphics are fantastic too!
FIRE Finance
August 28th, 2007 at 6:29 am
Awesome hosting, the fonts and pics along with the descriptions are truly great. Thanks for including our post.
Keep up the excellent blogging.
Cheers,
FIRE Finance
Millionaire Mommy Next Door
August 28th, 2007 at 7:00 am
I’m honored that you chose my submission as an Editor’s Choice. You did a terrific job with the presentation of this carnival– I love the graphics and category organization! Thanks for putting this together so well!
Clever Dude
August 28th, 2007 at 7:56 am
Thanks for including my article!
Best Frugality Posts from the Festival of Frugality #89 at Clever Dude Personal Finance & Money
August 28th, 2007 at 9:31 am
[…] FILAM Personal Finance hosted this week’s Festival of Frugality, where my article “Cheap Clothes Aren’t Always a Value” was featured. The festival is collection of like-minded articles, in this case saving money and frugality, submitted by their authors. […]
OpinionMom is in the 89th Edition of the Festival of Frugality
August 28th, 2007 at 11:26 am
[…] The 89th Edition of the Festival of Frugality is up at FILAM Personal Finance. With 43 articles, this edition of the festival is huge! If you are looking for a way to save money, you should definitely check it out. […]
KRG
August 28th, 2007 at 1:24 pm
Thanks for all your compliments!!
SAHMmy Says
August 28th, 2007 at 1:54 pm
Thanks for including my post! Great job on the carnival!
The Digerati Life
August 28th, 2007 at 4:05 pm
Thanks so much for hosting this!! Very well done!
Rather-Be-Shopping Blog
August 28th, 2007 at 4:19 pm
Thanks for adding my post to this list of other excellent articles. I am in good company!
Everything Finance
August 28th, 2007 at 7:05 pm
Thanks for including my post!
-EverythingFinance
http://www.everythingfinanceblog.com/
Lise
August 28th, 2007 at 10:09 pm
Thanks for giving me the opportunity to contribute! I wonder if my post really fits best where you put it, under “Frugal Health and Beauty Aids”… it’s more a discussion of spending triggers and doesn’t need to be specific to beauty. I just worry too many gents will pass it by for that reason :)
XORsted » Blog Archive » Meta Meta Meta Blog Blog: It Was Late and I Was Insomniac Edition
August 28th, 2007 at 10:40 pm
[…] Lo, for I am Sir Now Appearing in the 89th Festival of Frugality, with my article The Economics and Philosophy of a Spending Trigger. This week’s festival had a strong focus on thriftiness vs. moral decrepitude. On that note, my favorite article was Golbguru’s Is This Frugal… Or Just Not Quite Right? The worst example I’ve seen of thriftiness at the expense of generosity is a Dollar Stretcher tip I once saw that recommended stuffing hair from barbers’ floor into used pantyhose to make gifts for your gardening friends (apparently human hair keeps deer away). Nothing says love like a flesh-colored bag of human hair! […]
The Financial Blogger » Financial Ramblings IV
August 29th, 2007 at 4:05 am
[…] It has now become a weekly habit to submit some of my articles to different carnivals and festivals. This week, my post on “When Would Be the Best Time for Leveraging? Right Now!“ has been featured on Free Money Finance for this week edition of the Carnial of Personal Finance. I also have another articles on Filam Words for the 89th edition of the Festival of Frugality. This article was about being frugal with babies. Posted by The Financial Blogger | […]
Home Ownership, Cheap Clothes, Having More Kids: My Carnival Picks » Money and Personal Finance Blog In Silicon Valley
August 29th, 2007 at 8:02 am
[…] Find the 89th Edition of the Festival of Frugality at FilAm Personal Finance, where these articles gave me something to think about. […]
Meredith
August 29th, 2007 at 10:08 am
I’m glad to find your blog through the festival!
I have to say, this is one of the most visually pleasing layouts of the Festival of Frugality, and I’ve been around for all 89 of them!
Golbguru
August 29th, 2007 at 1:00 pm
Thanks for doing all the work in putting together a great festival. Good job!
KRG
August 29th, 2007 at 5:23 pm
Lise, I understand your concern. Hopefully, the title of your post will catch even the gents attention. :)
Money Carnivals And Festivals I Missed Mentioning While I Was Away. | My Two Dollars
August 30th, 2007 at 12:05 pm
[…] The 89th Festival of Frugality is up over at FILAM Personal Finance. My post about an $8 bottle of soap that cleans everything was included. […]
Extended Warranties, Envelope Cash Video, And Alcoholism: Money Blogs Roundup
August 30th, 2007 at 6:53 pm
[…] The 89th Festival of Frugality hosted at FILAM Personal Finance. […]
» 89th Festival of Frugality at FILAM Finance on the Festival of Frugality
August 30th, 2007 at 8:26 pm
[…] FILAM Finance stands for “F-inancial IL-literacy A-nd M-ishaps” (as in learning from those mishaps!) and they were the host of this week’s Festival of Frugality, number 89. Excellent job from them, with great categorization (+ fancy titles!), as well as a an Editor’s Choice section that featured several great articles you must not miss. […]
Christine
August 31st, 2007 at 7:05 am
Very well done! Best Festival of Frugality I’ve seen yet. :)
Tight Fisted Miser » Festival of Frugality #89 Picks
August 31st, 2007 at 12:00 pm
[…] The latest Festival of Frugality is being hosted at Filam Personal Finance. I hadn’t seen this blog before but KRG did a great job of hosting. Here are some of my picks. […]
Millionaire Mommy Next Door
September 1st, 2007 at 10:35 am
Thanks again for including my post. I’ve linked back here in The Million Dollar Blog Carnival Roundup (August 31, 2007 Edition) at:
http://millionairemommynextdoor.blogspot.com/2007/09/million-dollar-blog-carnival-roundup.html
Sunday Reading - Money Articles Worth A Look - SavingAdvice.com Blog
September 2nd, 2007 at 1:04 am
[…] Frugality […]
Financial Festivals and Carnivals » My Money Blog
September 2nd, 2007 at 1:15 am
[…] The Festival of Frugality at FILAM Personal Finance included my MagicJack Phone Review. […]
Weekly Sightings Subscribe to My RSS Feed Edition | Personal Finance Blog by Money Ning
September 2nd, 2007 at 11:12 am
[…] Festival of Frugality […]
Weekly Sightings Subscribe to My RSS Feed Edition | Personal Finance Blog by Money Ning
September 2nd, 2007 at 11:12 am
[…] Festival of Frugality […]
teaspoon
September 2nd, 2007 at 8:37 pm
thanks for hosting and the mention.
Teaspoon
NCN News: New Podcast, Network Update, Carnivals, 33 Tips
September 4th, 2007 at 4:24 pm
[…] The 89th Festival of Frugality has been posted over at FILAM Personal Finance. […]
rocket finance » Blog Archive » Festival of Frugality
September 5th, 2007 at 9:58 pm
[…] The 89th edition of the Festival of Frugality is out at FLAM Personal Finance. […]
KRG
September 5th, 2007 at 10:17 pm
Thanks
ziggie
September 5th, 2007 at 10:19 pm
One of the best festival i’ve seen so far. Great b!!
The 89th Edition of the Festival of Frugality | sxaction
November 5th, 2007 at 6:24 pm
[…] You can read the full story here […]
Tuesday Megalinks and Tuesday Megalinks
March 1st, 2008 at 9:50 pm
[…] FILAM: 89th Festival of Frugality: CHG’s Beef series made it into the “Frugal Food and Nutrition” section, along with: […]
Melissa
August 1st, 2008 at 7:33 am
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Albert
August 1st, 2008 at 7:29 pm
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Rosina
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Save While You Spend - High Converting Personal Finance Program! | 7Wins.eu
July 18th, 2009 at 9:38 am
[…] BankerGirl » Carnival of Personal Finance at BankerGirl The 89th Edition of the Festival of Frugality - FILAM FINANCE […]